Foreclosure Compliance


Live Broadcast on November 15, 2017

This webinar will guide you to effectively anticipate some of the newest and most novel defenses and roadblocks to foreclosure, including some of the most challenging aspects of the new servicing rules, statute of limitations defenses, and more. Participants will gain valuable insight into the best practices for anticipating and avoiding such defenses when faced with the decision to foreclose.

This course is co-sponsored with myLawCLE.

Key topics to be discussed:

•   Direct and Ongoing Access to Servicer Personnel
•   Application for Modification
•   Fair Review Process
•   Restricted Dual Tracking
•   Interest Rate Adjustment for ARMs
•   Promptly Correct Errors and Provide Information
•   Record Retention
•   Small Servicer Exemptions
•   RESPA and Qualified Written Requests
•   No Foreclosure Until All Alternatives Considered: Processing Loss Mitigation Applications
•   To What Extent do Borrowers Have a “Right” to Modification
•   A New Wave of Foreclosure Defense

Date / Time: November 15, 2017

•  10:00 am – 12:00 pm Eastern
•  9:00 am – 11:00 am Central
•  8:00 am – 10:00 am Mountain
•  7:00 am – 9:00 am Pacific

Choose a format:

•  Live Video Broadcast/Re-Broadcast: Watch Program “live” in real-time, must sign-in and watch program on date and time set above. May ask questions during presentation via chat box. Qualifies for “live” CLE credit.
•  On-Demand Video: Access CLE 24/7 via on-demand library and watch program anytime. Qualifies for self-study CLE credit. On-demand versions are made available 7 business days after the original recording date and are view-able for up to one year.


Dustin A. Zacks, Esq. is a member of King, Nieves & Zacks, PLLC. BA., University of Michigan, 2004; J.D., University of Michigan, 2007. Dustin has handled hundreds of foreclosure cases and has conducted ground-breaking depositions of bank officers. The former Ohio Secretary of State cited his depositions of a bank officer as possible grounds for a potential criminal investigation into the foreclosure practices of Chase Home Finance. The U.S. Department of Housing and Urban Development’s Office of Inspector General further cited Dustin’s Chase deposition as evidence that Chase “[filed] improper legal documents.” The Supreme Court of the State of Washington has cited Dustin’s research into Mortgage Electronic Registration Systems, Inc. as evidence of possible consumer protection violations by banks and servicers.

CLE Accreditation:
mylawCLE seeks approval in all states.

CLE 2.00 – AK
CLE 2.00 – AL
CLE 2.00 – AR
CLE 2.00 – AZ
CLE 2.00 – CA
CLE 2.40 – CO
CLE 2.00 – DE
CLE 2.40 – FL
CLE 2.00 – GA
CLE 2.00 – HI

CLE 2.00 – IA
CLE 2.00 – ID
CLE 2.00 – IL
CLE 2.00 – IN
CLE 2.00 – KS
CLE 2.00 – KY
CLE 2.00 – LA
CLE 2.00 – ME
CLE 2.00 – MN
CLE 2.40 – MO

CLE 2.00 – MP
CLE 2.00 – MS
CLE 2.00 – MT
CLE 2.00 – NC
CLE 2.00 – ND
CLE 2.00 – NE
CLE 2.00 – NH
CLE 2.40 – NJ
CLE 2.00 – NM
CLE 2.00 – NV

CLE 2.40 – NY
CLE 2.00 – OH
CLE 2.40 – OK
CLE 2.00 – OR
CLE 2.00 – PA
CLE 2.00 – PR
CLE 2.40 – RI
CLE 2.00 – SC
CLE 2.00 – TN
CLE 2.00 – TX

CLE 2.00 – UT
CLE 2.00 – VA
CLE 2.40 – VI
CLE 2.00 – VT
CLE 2.00 – WA
CLE 2.40 – WI
CLE 2.40 – WV
CLE 2.00 – WY

Accreditation Policy
myLawCLE will seek credit where attending attorneys are primarily licensed for all of its live webinars and live teleconferences, except in states which allow for reciprocity (see reciprocity section below). Credit for CLE in a self-study format is sought for in most states; however, some states do not allow for CLE credit to be earned in a self-study format (see the self-study section below). Many states typically decide whether a program qualifies for MCLE credit in their jurisdiction 4-8 weeks after the program application is submitted. For many live events, credit approval is not received prior to the program. Credit hours granted are subject to approval from each state.

Additionally, some states allow for credit to be granted on a 1:1 reciprocal basis for courses approved in another mandatory CLE jurisdiction state. This is known as a reciprocity provision and includes the following states: AK, AR, CO, FL, ME, MT, ND, NH, NJ, NY, PR, and SD. myLawCLE does not seek direct accreditation of live webinars or teleconferences in these states.

On-demand CLE
myLawCLE will seek on-demand approval in all states except Virginia and Arkansas (outside reciprocal provisions stated above).

myLawCLE Credit Guarantee
myLawCLE offers a program and credit approval guarantee. If a registered attendee is unhappy with a CLE program they have attended, myLawCLE will offer that attended access to another complimentary CLE or a full refund in order to insure the attendee’s satisfaction.

Additionally, on all online CLE programs application for approval will be made in all states where attending attorneys are primarily licensed in. If a registered attorney does not receive credit from their state for any reason, a full refund will be granted.

Section I. Understanding and anticipating homeowners’ most common defenses

Section II. Discussing the newest and most novel defenses to foreclosure emerging nationwide

Section III. Review of servicing rules and their application to possible homeowner defenses

Section IV. Survey of cases applying servicing rules

Section V. Review of loss mitigation requirements and possible homeowner defenses

Section VI. Survey of loss mitigation cases

Section VII. RESPA and Qualified Written Requests and defenses arising therefrom

Section VIII. Survey of QWR litigation cases

Section IX. Statutes of limitation and Res Judicata in foreclosure

Section X. Survey of statute of limitation cases